Purpose

• Construct a new house
• Extend/Renovate/Upgrade existing house
• Construction of Community hall/church
• Improve Current Living Standards in the village

Eligibility

• A village as declared under the Fijian Affairs Act
• A land owning unit being part of a village, and,
• A Trust must be set up where the trustees are legally entitled to negotiate and sign all documents on behalf of the village or a unit within it.
• Land Owner Unit (LOU) Distribution
• Income Statement from NLTB
• Agreement from Trustees & Members
• Application Fee – $75.00
• Consent letter from :
  • Roko
  • Turaga ni Koro
  • Turaga ni Mataqali
  • Trustees

Loan Limits

• The loan limit is $50,000 per house and if the applicant holds the role of a Chief of Head Clan in a village, the limit may be extended above $50,000 at the discretion of Housing Authority.
• If the cost of a house exceeds the stipulated limit, the excess should be made up in form of a cash deposit or the applicant may start building to this state, where the completion costs are within the limit.
• In case of a scheme consisting of more than one house, the average cost per house is bounds to this limit.

Building Contract Demands That;

• A contract is established between contractor and villages.
• The contractor has to deposit a 10% bond of the total contract sum which is held for 60 days after completion for repair and maintenance work. The Bond must be either in cash or in form of bank guarantee.
• Owner builders are eligible for finance from Housing Authority under the condition that the total costs are comparable to tender received from contractors for either.

Requirement:

For more information please contact:

Mr. Leonard Kwansing – Manager Customer Relations Central
• Email: LKwansing@housing.com.fj  Phone: 3392977 ext 292

Or

• Ratu Inoke Bokini- Manager Customer Relations West
• Email: IBokini@housing.com.fj  Phone: 3392977 ext 501

Bring in your current house/land loan and let us help you amalgamate this loan and any other small debts you have into one – providing you an easier option to make one payment to cover everything.

“Considering re-financing your existing home loan”

Now is a good time to re-finance with a Housing Authority refinance Loan.

Housing Authority provides conveyancing services for its clients. All of the following services are provided in house which is more convenient and cheaper for its customers.